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Delta Community Credit Union

Updated January 8, 2026

ABA · Direct deposit · Wires

DCCU Login & Routing Number | Delta Community CU 261071315 | Delta Community CU

The Delta Community routing number is 261071315. Use it for direct deposit, ACH payments and wire transfers — here is exactly where and how.

Verify before you send

For large or first-time wire transfers, always confirm details with Member Care or the official wire transfer page.

Your Delta Community routing number

Every Delta Community account shares one ABA routing number: 261071315. Banks and payers use it to route money to the credit union. Your individual account number then directs the money to your specific account.

Routing number vs. account number

These two numbers do different jobs. The routing number is public; your account number should be shared only with trusted payers.

Two numbers, two jobs
NumberWhat it identifiesWhere to find it
Routing (ABA)The credit unionHere, or on a check
Account numberYour specific accountOnline banking

Set up direct deposit

Give your employer or benefits provider three things: the routing number 261071315, your account number, and whether it is a checking or savings account. You can find your account number after the DCCU login under account details.

ACH vs. wire transfers

ACH covers everyday electronic payments like payroll and bill drafts. Wires are faster, same-day movements typically used for large amounts and may carry a fee.

Choosing ACH or wire
TypeSpeedCommon uses
ACH / direct deposit1–3 business daysPayroll, bills, transfers
Domestic wireSame business dayHome purchase, large payments

Which do I need?

Setting up a paycheck or auto-pay? Use ACH with routing 261071315. Moving a large sum quickly? Ask about a wire and confirm the full instructions first.

Where to find your account number

Sign in to online banking or the mobile app and open account details, or check a monthly statement. If you are unsure which number to give a payer, call 404.715.4725.

Routing number — FAQ

The Delta Community Credit Union routing (ABA) number is 261071315. It identifies the credit union for direct deposit, ACH and wire transfers.

The base ABA routing number 261071315 is used for direct deposit and ACH. Wire transfers may require additional beneficiary details — confirm the exact wire instructions with Member Care before sending.

Your full account number is inside online or mobile banking under account details, and on your monthly statement. The number on a check is not always your member number.

Give your employer the routing number 261071315, your account number and the account type (checking or savings). A voided check is optional.

Routing numbers are public and printed on checks. Your account number and login credentials are what you must keep private.